Rasio Camel terhadap Pertumbuhan Laba Bank Umum Syariah Indonesia yang Terdaftar di BEI periode 2018-2020

Abstrak

The purpose of this study was to determine the factors driving the of profit growt of Indonesian Islamic Commercial Banks listed on the IDX using the CAMEL ratio. This type of research is secondary data obtained indirectly through intermediary media using an associative quantitative approach. Financial Statement of Islamic Commercial Banks Data collection method comes from financial reports. From the result of the feasibility study on 7 variabels factors that affect profit growth, using the Bartlett Test Of Sphericity Method and MSA (Measure Of Sampling analysis), it is known that the 4 factors are KAP (Earning Asseet Qualit), Net Profit Margin(NPM), RO (Return On Assets) and BOPO (Operating Coats and Operating Income) all affect the revenue growth of Indonesian Islamic Commercial Banks Listed on the IDX to the CAMEL ratio. The first factors MMA value is if the MSA value for the income KAP (Earning Assets Quality) the MSA  is 0.645 or higher than 0,5, for (NPM) Net Profit Marginthe MSA value is 0,792 or higher than 0,5,  for Return On Asset (ROA) the MSA value  is 0.616 or higher than 0,5 , and for BOPO (Operating Cost and Operating Income)  MSA value is 0.564 or higher 0,5.